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Know about how to structure the right employee benefits package. The fundamental reason for offering any employee benefit policies ( after taking care of all the policies made compulsory by law) is to understand what can help in increasing the happiness of employees.
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Know About the Difference Between Insurance and Investment. Insurance is to replace a person's financial support (present and future earning) what he/she is providing to his family, after his/ her death, for a period he would have been working.
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Know-How to control the Claims in Group Health Insurance. Group Health Insurance Premiums in the Indian market are very competitive compared to the world market and have been driven more by prior year premiums rather than claims experience.
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Determining the Sum Insured for Property Insurance. It is vital to understand the operation of an insurance contract in order to look into the aspect of determining the sum insured under the policy. Know more by contacting Ethika Insurance Brokers
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Framework for structuring the Group Health Insurance plan for your employees. Ethika can help you with structuring the right policy for your employees. Our expert team will design, do the data analysis, educate, engage, reduce the claim costs, and help your business grow!
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Senior citizen group health insurance policy is designed to serve the health needs of senior people who have crossed 60 yrs. of age. Know more by contacting Ethika Insurance Brokers
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Know about GROUP HEALTH PLAN.There are means and instruments such as a group health plan in which you can invest and provide and provide a certain sense of security for your start-up and get a health insurance
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Employee compensation and benefits play a vital role in attracting, retaining, and motivating employees. Both seem to serve the same role however, different in definition and nature.
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If you take this policy just 3 years before becoming a parent then you can get your entire Maternity expenses up to Rs.1.5 lacs reimbursed which is roughly equal to 14 years of net Health Insurance premium. Call us for more details for Ethika Insurance
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Any insurance policy does not pay for the first 30 days of inception unless it’s an accidental hospitalization. This is necessary because every person would then buy insurance policy when he is already sick and expect a hospitalization.
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All about Lockdown and its impact on Insurance. The impact is not the same for all the lines of insurance. life insurance is staring at huge claims due to the sudden and increased number of deaths, whereas the increased risk of falling sick has made people more conscious to buy health insurance.
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Click here to know Better alternatives for Optional covers in insurance policies. For more details please contact Ethika Insurance
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Risks while insuring Risks. Today insurance is turning its picture from a noble social security option to a business of Fear. Instead of how humanity can benefit from this pooling of risks, insurers started looking at how the company can benefit.
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In the guidelines released by the Ministry of Home Affairs, it has been made mandatory to have health insurance for workers, when restarting of operation starts from 20th April. 
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IRDA has given relaxation of 30 days in addition to the grace period of 30 days in the policy, for the payment of life insurance and health insurance premiums falling due during the lockdown time.
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How to get a Health Insurance cover of 1CR at just Rs. 12000/- Per year for Self, Spouse & 1 child with eldest member’s age as 34. There are a lot of new inventions in the health care sector with developments in science & technology.
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Be prepared to have the hassle-free treatment and claim in health insurance. A health insurance policy is a good deal only if you get your claim settled hassle-free. There are 2 ways the claims are settled in Health Insurance 1) Cashless, 2) Reimbursement
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Know about Insuring The Risk of Insuring The RisksEthika is one of the best insurance broking leading companies. Learn More about Ethika
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We buy motor insurance to claim when there is damage. But when we claim, the premium will be higher during renewal. This is why people tend to hide claims history upon renewal.Know More.
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Know about Covid-19 Insurance Policies. When compared to other life insurance plans this is reasonably low in premium for the life cover available along with Covid-19 hospitalization. The life cover under this covers death due to any reason.